Feb 27th Monday 7-10PM at Pyramid Ale House Restaurant, Gilman St, Berkeley CA

Great news! Emerynet Wealth Discussion Group has scheduled its first educational and networking events for real estate investors local, nationwide and international. Tessie Cuy, founder of Emerynet Wealth Discussion Group  is well connected worldwide especially now that she is with Keller Williams Commercial East Bay located in Fremont with home office in Emeryville.

Please mark your calendars for Feb 27th and beginning in March meeting events will be held on the 2nd and 4th Mondays of the month.  There will be two speakers each night. $20 registration, and $5 off if you bring a new attendee, or husband and wife team.

Our first speaker will be talking about group investing under an LLC where investors can put in their minimum required and be part of a group managed by our guest speaker who is a local attorney and has been one of my speakers in the past.

Second speaker is another local attorney who fights the lenders in behalf of homeowners struggling with their mortgage payment due to economic reasons such as loss of income, sickness, etc. First 10 registrants will have the previledge to announce their deals to network with other attendees. Restaurant serves dinner meals and they appreciate our support by having dinner, drinks, and dessert during the meeting served at the Hefe room for our exclusive use. Please invite a friend and get $5 off the registration at the door if both of you are new to Emerynet. I will set up advanced registration via Acteva. Please feel free to share our event schedule with your coworkers, family and friends. NETWORK, DINE, LEARN AND ENJOY the evening! Remember, NO MAN IS AN ISLAND! We need each other to grow and survive especially in today’s economic climate.

If questions, please feel free to call and leave a message at 510-653-9518.

 

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Emerynet Wealth Discussion Group Restarting Soon

Hello everyone, Tessie Cuy is back in the limelight. So what this means is, we are going to get educated again on how to recover and profit from today’s real estate and financial climate. We should not stagnate and pity ourselves or get cowardish, we should move on, learn from the past experience bad/good and let’s kick ass. Ok? So stay tune and we’ll announce where and when will start meeting again. This is my 2012 PROMISE and goal!

RECOVERY in EDUCATION and NETWORKING with the RIGHT CROWD. Are you EXCITED, I AM! You better, so we’ll see you all soon! Email me or call me 510-653-9518, Tessie Cuy is now with KW commercial buit will not turn my back to residential deals.

Thank you for reading this and sign up on Meetup under Emerynet Wealth Discussion Group, now….!

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Fannie-Freddie Mac Sued by SEC

http://www.reuters.com/article/2011/12/16/us-fannie-freddie-sec-idUSTRE7BF16F20111216

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November newsletter from Tessie

Tessie Cuy’s…
Service For Life! ®
Insider Tips for Healthy, Wealthy and Happy Living
Inside This Issue…

 

  • Holiday Dangers For Children…
  • Internet Webs Family Together…
  • Fun Facts and Laughs:   Find A Job After 50,Dumb Moves With Smart Phones, And More…
  • Trivia Challenge
  • Real Estate Q&A: How Can I Make My Home Appear Larger?
If you’re not already a subscriber to my free e–newsletter email me to sign–up
Tessie Cuy Tessie Cuy
DRE 01444966
Century 21 M&M
Phone: 510-653-9518
Email: tessie@emerynetwg.com
http://www.emerynetwealthgroup.com
Broker DRE 01183865
Hello!Are your kids or young relatives safe during the holidays? Too many children end up in the emergency room during the holiday season. In today’s Service For Life! ® Free consumer newsletter you’ll learn five of the most common dangers to keep your kids or grandkids safe.

You’ll also get a list of websites to stay connected to your loved ones, plus funny jokes, a trivia challenge, and lots more.

Tessie Cuy, REALTOR®
PS. If you’re considering buying a home soon pick up a copy of my Free Consumer Report called “8 Secrets For Saving Thousands When Finding, Buying and Financing Your Next Home”. Simply email me at: tessie@emerynetwg.com, or call me at: 510-653-9518

Today’s Brain Teaser . . .

Which is heavier: a pound of gold or a pound of feathers?

(see answer below)

Holiday Dangers For Children . . .

With families gathering, special occasions and all the delicious treats, the holiday season creates precious memories that can last an entire lifetime. Unfortunately, the emergency rooms become part of the tradition for too many kids. Watch out for these dangers:

Poisonous plants like mistletoe, poinsettias and holly are commonly used for holiday decor, but they should be kept out of the reach of kids. Plant poisoning symptoms include vomiting, diarrhea, and skin rashes. If you have any suspicion of plant poisoning call your doctor or the National Poison Center: (800) 222–1222. And, yes, that’s a real phone number!

Alcohol poisoning of children is common during the holiday season. Parents often host parties where alcohol is served and the kids imitate the adults. Small amounts of an adult beverage can make a kid “drunk” and in danger of injuring themselves. Remove all empty and partially finished cups as soon as possible to keep them away from small hands.

Food poisoning can also pose a potential threat to children. Practice food safety by washing hands, dishes, cutting boards and utensils with particular care toward items that come in contact with raw meat or poultry. Refrigerate leftover food quickly to avoid contamination.

Choking and swallowing hazards are everywhere during the holidays. Tree ornaments, icicles, tinsel and small toys can be partially swallowed and end up blocking the child’s airway. If it is small enough to get inside a small child’s mouth, it is too small to leave out.

Cuts, skin irritation, or eye damage can be caused by the needles of holiday trees, angel hair (made from spun glass) and ornament hangers.

No one wants to remember a trip to the emergency room over the holidays. Being aware of fire hazards, increased accidents during busy shopping times, and watching for the dangers listed above should help you and your family have a safe and happy holiday season.

Forward this article to a friend

Know Someone Having Trouble

Paying Their Mortgage?

Please tell them not to work with their bank or sell their home without my Free consumer guide, “28 Facts Every Struggling Homeowner Should Know.” My exclusive report will explain all their options to avoid foreclosure and improve the situation fast. Just email me by clicking here, or call me at: 510-653-9518 anytime, 24 hours, to request a copy for a friend.

Internet Webs Family Together . . .

If relatives live far away or children are grown it is hard to keep in touch with the extended family that means so much to us. There are now dozens of great sharing tools online that can help you stay connected with your loved ones. Try a few of these family-linking tools:

History is easily shared with www.myheritage.com, www.geni.com, or even Facebook with applications like www.familybuilder.com. To research family history, try: www.ancestry.com or www.familysearch.com.

Photos no longer need to be handed around the kitchen table to recall the good times you have shared. Leading the pack is www.flickr.com where you can share memories captured in pictures. Other sites to explore are: www.snapfish.com, www.keepandshare.com and www.photobucket.com.

Reunions are made easier with sites like www.family-reunion.com. Find tips for planning the perfect family event at www.reunionsmag.com, www.familyreuniontips.com and www.familyreunion.com.

Multifunction sites like www.myfamily.com, www.familycrossings.com and www.familydetails.com allow you to stay connected with event calendars, a family blog, a family address book, photo and video sharing, settings for privacy, social media integration, mobile apps to access anywhere, and extensive archive ability to keep your family memories safe.

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Lot for sale in Vallejo!

Downtown Vallejo 6500sf, zoned for multi-unit residential development, good area near historical Vallejo and surrounded by Victorian homes. Bargain price!

Call Tessie at 510-653-9518

Fun Facts and Laughs . . .

Find A Job After 50 . . .

An increasing number of companies are noticing the value of their mature employees. You can learn which companies are hiring team members over 50 by visiting www.aarp.org, then search for “Best Employers.”

Dumb Moves With Smart Phones . . .

We all are aware of the stupidity of texting while driving. Yet thousands are injured or killed because people think they are too busy to wait until they reach a safe place to send or respond to a text. If you feel strongly about not texting while driving, take the pledge at: www.txtresponsibly.org

Have A Laugh – Funny Misprints . . .

  • Hot listing just pooped up (popped)
  • Has god bones (good)
  • Ice warm fireplace (nice)
  • Home feces south (faces)
  • Great guy at $298/foot (buy)
Cash Buyer Available

Tessie has a ready buyer for a one bedroom, one bath condo in the Oakland/Emeryville area. Preferred price range $65-75k. Buyer eager!

Referrals appreciated. Call Tessie at 510-653-9518

Trivia Challenge for the Month…

What animal has the most taste buds?

a) Shark    b) Elephant c) Catfish    d) Giraffe
 

The answer is c) Catfish. They have taste buds both inside their mouth and on the outside of their body. Combined, catfish actually have more than 20 times the number of taste buds as humans. So, let’s move on to this month’s trivia question.

Which U.S. National Park had the most visitors in 2010?

a) Great Smoky Mountains
b) Yellowstone
c) Grand Canyon
d) Yosemite

EMAIL ME AT: tessie@emerynetwg.com OR Call Me At 510-653-9518

Brain Teaser Answer:


The feathers are heavier because they are measured in 16 ounce Avoirdupois pounds. Gold is measured in 12 ounce Troy pounds.

Thanks For Thinking of Me!Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Real Estate Q & A . . .
Q.  How can I make my home appear larger?

A.  There are many tricks to fool the eye and make each room in your home to appear larger than its actual dimensions. Try a few of these tips: Use mirrors to reflect the focal point of your room. The mirror will give the space depth, echo the beauty of your focal point and reflect light to make the room much brighter.

Lighting will expand the look of the space too. If you don’t have ample sunlight, add some lighting fixtures along the outside perimeter of the room to add color and focus attention in the distance.

Coordinate the color of furniture to blend with the soft, light hues of your wall surfaces. The monochromatic color scheme avoids the choppy look of contrasting colors and opens up the space.

Clear the clutter from the room. Having fewer things that could distract the eye makes the room seem more spacious. Narrow your decor items to only the things you love. Without the excess clutter, you will have a relaxed, open area that appears inviting and roomy.

If you have any real estate questions, or need capable and trustworthy representation, please call me at 510-653-9518 or email me at tessie@emerynetwg.com.

THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…
Share this issue with family and friends --- Forward To A Friend
Copyright (c) 2011 by Forte Communications, Inc.

 

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Anyone with a furnished 2 beds/1.5 bath for 2 mo-vacation rental?

A husband and wife, professionals from the East Coast are looking for a vacation rental house/condo/townhouse for the months of Feb and March 2012. Needs parking space/garage. Lease to start Feb 1st and willing to pay $1900 per month. Location preferred is Berkeley, will consider Emeryville, please leave me a message or email me if you know of an available unit/house. I am licensed realtor with property management experience therefore will prequalify and protect your interest. If you do know of anyone or friends, please feel free to forward this AD to them. Appreciate your assistance. Please include if PGE is separate or included. 510-653-9518. Please forward photos of your unit/home.

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Watergate potential tenant looking to rent/share a unit

Calling Watergate owners who wants to share a unit with a potential $500/mo renter single fellow USPO employee adult, in his 50′s. Clean cut, trustworthy and loves to be in Emeryville. If you do, please call 510-653-9518 or 415-684-4276 his direct line. No referral fee to pay me, just helping him. I am also a Watergate owner and have no opening.

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Are you or do you? A million dollar question!

Are you?
a. One who wants to make extra money?
b. One who is employed and could face lay off?
c. One who owns a business and meaning to add or change direction?
d. If not, do you have people you want to help, who you know could be laid off or struggling now?
e. One who lives from paycheck to paycheck or NO PAYCHECKS?
f. Tired of kissing your boss’s behind and want to back up your income?
g. Interested in being independent one day?
h. A parent of a college bound kid/s?
i. One who can use a second income source?
j. About to lose your lease or home you purchased?
k. Interested in improving your life, health and finances?
l. Interested in helping others like you reach their goals?
m. Able to concentrate on something you believe in?
n. Able to motivate others and give direction?
o. Able to focus and be successful?
p. Interested in checking a new opportunity or spread the word out about it?

If you have at least (1) OR (3) three yes answers, and want to give yourself another CHANCE,
What are you waiting for? Call or attend an opportunity meeting before you LOOSE YOUR SELF CONFIDENCE!

Do you know at least 10 people in the same scenario or who are there for you to help you? Then ask them to come with you too to attend the opportunity meeting!

Date and location will be released when you call,
510-653-9518.
Meeting location will be in the City of Emeryville or at your place with your friends!

Your eternal friend,

Tessie Cuy

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Can you help someone or yourself? Please read on…

Do you know of somebody

a. who can use extra income?
b who is self- confident; goal oriented and can be guided to make unlimited passive income?
c. who is about to be laid off? Or need a second source of income?
d. want to save their home but does not have the extra income to pay for the loan about to adjust?
e. know anyone with health issues?
f. are you drinking acidic water?
g. who is concerned about his/her health and wealth? How about you?
h. do you have a family history of illness? Or weight issues?
i. know a realtor tired of showing homes, wasting time and gas and have not close deals?
J. In this economy, have you seen many with at least 2 sources of income, and maybe a third?

Now, here’s my offer, give me a call so I can help solve any issues above you might be going through. You won’t regret it, I will be happy to assist you and your friends and family! 510-653-9518 is my number and please leave me a message if I am on another line. Or email me, please.

Tessie Cuy,
DRE 01444966
www.EmerynetWealthGroup.com

Whatever you can do, or dream you can, begin it. Boldness has genius, power, and magic in it.
– Goethe
Real Estate – REO, Short Sale, Investors, First-Time Homebuyers
Residential & Commercial

Tessie is with Century 21 M & M & Associates
901 University Ave Berkeley CA 94710
Broker ID 01183865
(510) 653-9518

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HOUSE HUNTING TIPS

HOUSE HUNTING TIP: Buyers who have the vision to imagine a home in its fixed-up condition can keep costs down if they live in the home while the work is being done. Expect it to be a stressful experience and plan on the work taking longer than anticipated. Uncontrollable factors, like rain, can hold a project up due to no fault of the contractor.

Most contractors like to work on a time and materials basis, which leaves the ultimate cost unknown. A fixed-price contract may cost more, but if unanticipated work needs to be done, it won’t cost you more. It’s like paying for insurance.

A listing that has been on the market for some time is likely to be overpriced. Try making a low offer. You might be able to negotiate a mutually acceptable price. Before making an offer, ask your agent to find out if the sellers are planning on reducing the price. If so, make your offer quickly. When listings are lowered to the market price, more than one offer can appear.

Have your agent search the multiple listing service to see if there are any listings that might suit your needs that didn’t sell and were withdrawn from the market. If the owners still want to sell and are willing to be flexible on price (the listing probably didn’t sell because it was overpriced), make an offer and see if you can reach an agreement. First, ask to see disclosures and reports to find out if there’s any reason, other than price, why you wouldn’t want to buy the property.

Another approach is to broaden your search. If you’ve been focusing on only one area, you might consider several other neighborhoods that could work for you. This opens you up to more new inventory.

One couple was set on buying in Piedmont, Calif., for the location and schools. There was so much demand in their price range and so few listings that they were priced out of that niche market. They bought a home in neighboring Contra Costa County where they got much more for their money and good schools, although they had to sacrifice on location.

Easing up on your homebuying requirements helps you to buy sooner rather than later. For instance, if you’d like a view but can drop that requirement, you’ll have a much easier time finding a home to buy. All homebuyers need to make compromises. But don’t buy a home that won’t serve your ongoing housing needs. In this market, it makes sense only to buy for the long term.

THE CLOSING: It’s better to rent until the right place comes along than it is to buy a home that you’ll need to sell again soon.

Most important is to have a pre-approval letter if taking out a loan. Like they say, ” Cash is king”.

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Most Serious Buyers Work with an Agent Because:

Most Serious Buyers
Work with An Agent Because:

• An agent can expose them to more properties
• An agent can familiarize them with the area
• An agent can recommend financial alternatives
• An agent can provide more information
• An agent can write the purchase agreement
• An agent can assist them in locating the right property
• They like the benefit of working through a third party
• The above services are free in their perception
I am here to help both buyers and sellers, feel free to call me right away!
Tessie Cuy Century 21 M & M
(888) 654-8188 or 510-653-9518
901 University Ave Berkeley CA 94710

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